January 2012
How may we serve you? May we serve your friends and family?
Each year we resolve to look for ways that we can better serve you. Are you aware that your credit union already offers a variety of financial services, and that we are open to anyone who lives, works, worships, or attends school in Girard or Lake City? Also immediate family or household members of existing members are eligible to join! Take a look at what we have to offer!
- Federally Insured
- Savings
- Individual Retirement Accounts
- FREE Share draft (checking)
- FREE ATM / Debit cards
- Overdraft protection
- Cash transactions
- Corporate checks
- Money orders
- Payroll deduction
- Loans
- Online account access
- Western Union
- Wire transfers
- ACH direct deposit / withdrawal
- Consumer information guides
- Discount tickets
- Overnight deposit
- Friendly, personal service
Maximize Your Tax Refund
A great way to lessen your income tax obligation this year is to contribute to a Traditional IRA. You’ll reduce your tax liability, by lowering your adjusted gross income, by the amount of your contribution.
With a Roth IRA, you pay taxes on your earned income today, but your future earnings are tax-free. This is ideal for someone who wants to see the tax savings later on when they are ready to start withdrawing from their IRA.
Either option you choose is a great way to save for your future. We even offer the convenience of payroll deduction to make contributing a breeze.
You have until April 15th to make a contribution for 2011. Don’t wait until it’s too late!
Certain income restrictions apply to claim the full tax benefits. Consult your tax account if you have questions on whether you would qualify.
Direct Deposit
Direct deposit is the safest and easiest way to get your tax refund, Social Security, pension, child support, unemployment, payroll, and many other types of deposit.
Simply provide the depositing agency with
our routing number 243381586
and your account number found on your statement.
After Hours Deposits
For your convenience, we have a deposit slot installed in the back door of the office. Simply place your deposit or loan payment in an envelope with your instructions, and we will post it in the morning. **Please do not use the mailbox out front – it is not a secure box.**
Annual Dinner Meeting
Saturday, April 21, 2012
Girard American Legion (banquet room)
42 Wall St, Girard
This is your chance to meet the people behind the scenes; the Board of Directors, Supervisory Committee, and volunteer Loan Officers. All credit union members and guests are welcome! Contact the office by April 11 to make your reservation. Hope to see you there!
- Tickets $9.00
- Social hour 6:00 p.m.
- Dinner served 6:30 p.m.
Holiday Closings
Please note we will be CLOSED the following holidays
January 16 Martin Luther King Jr. Day
February 20 Presidents Day
May 28 Memorial Day
July 4 Independence Day
$3600 loan special @ 4.6%*
Could you use some extra cash today? Maybe pay off a high interest credit card, take a much deserved vacation, buy something for the house, the kids – you decide!
Apply over the phone, or at the credit union office, most loans processed within 1 day, offer good through 2/21/12
*qualified borrowers, on approved credit, new $$ only, not to be applied to current loan, rate determined by credit score, some applications may require a cosigner or be denied.
Check your FREE Credit Report
Due to the FACT Act, everyone is entitled to a FREE copy of their credit report annually. Your credit report provides a glimpse of how financially responsible you are. Maintaining a clean report is important, as your report and score can be reviewed by lenders, insurers, landlords, and even potential employers. Request at:
www.annualcreditreport.com
By phone at 1-877-322-8228
By mail at Annual Credit Report Service
PO Box 105281
Atlanta, GA 30348-5281
Annual Audit
The Supervisory Committee is conducting their annual audit of member accounts. Please check your statement for accuracy. If you find a discrepancy, please contact the Supervisory Committee in writing at:
Marjorie Burbee, LECFCU Supervisory Comm.
GAIDC, 227 Hathaway St, W
Girard, PA 16417
Thanks to a Former Board Member,
Welcome New Board Member
Thank you Arlene Bailey for your years of service and dedication to the Board of Directors! You were a vital part of the successful leadership of the credit union, and you will definitely be missed. We wish you the best.
Please welcome Connie Bible as our newest Board Member! Connie has been a member of the credit union since 1977, and is excited to take on a leadership role.
Thank you, from Kris
I just want to thank everyone involved in the credit union for their support this last year. While I was out of the office for ankle surgery the staff kept in touch daily, and very patiently waited for my return; the Board allowed me freedom to work from home with remote access; and upon my return members welcomed me back with smiles.
But most importantly, I want to thank all of you for your sympathy and understanding when my mother, Ellie Replogle, passed away in December. She had been a member of the credit union since 1961, and had spent many years on the Supervisory Committee as well. She loved this credit union as much as I do, and was always interested in its success. In your kindness you have shown me what makes this place so special. Thank you!
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